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The above table shows the strategic asset allocation (Target %) and the minimum and maximum amounts we can invest in each asset class (Range %) effective 1 November 2021. Note that each of the asset classes may include small or residual cash balances for portfolio management purposes and we may vary the strategic asset allocation and asset allocation ranges for an investment option from time to time without prior notice.

The actual asset allocations vary over time with market movements. Click here to view the latest asset allocations for each of our investment options.

Currency Exposure
Target: 16%
Range: 0% to 35%
These currency exposure targets and ranges refer to the proportion of assets that are subject to foreign exchange rate movements. The actual currency exposure in place at a point in time depends on market conditions and the liquidity needs of the investment option.


Invests in a diversified portfolio of defensive and growth assets with a slight bias towards growth assets such as Australian and international equities.

Standard Risk Measure:

5 – Medium to high

Who might invest in this option?

This option may suit investors who can accept fluctuations in returns, including some years of negative returns, but are seeking to moderate the level of risk through a more balanced approach to the delivery of long-term returns.