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The above table shows the strategic asset allocation effective 1 November 2021.


Primarily invests in term deposits and other short-term debt securities with a maturity of less than one year. Note that this option is not guaranteed by the Australian Government or the trustee.

Standard Risk Measure:

1 – Very low

Who might invest in this option?

This option may suit short-term investors who want to avoid negative returns, with very stable but low expected returns. You should be aware that, depending on prevailing interest rates, the return you receive may not keep pace with inflation, which may mean there is little or no short-term real growth.