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Time to take a good look at yourself

Yes, it might sound tedious, but it’s worthwhile to actually write down everything you purchase for an average day. For example, what do you spend on the following:
  • Eating out
  • Tea or coffee?
  • Small gifts or magazines?
  • Takeaway and weekend pizza?
  • Alcohol and entertainment?

This can be quite an eye-opener. Often, we don’t realise just how much ‘little extras’ add up. It’s no wonder many financial planners identify budgeting as a crucial life skill. It can make a significant difference to your finances today, and in the future.

And the best thing to budget for is…?

Your future. It’s never too early to start saving for your retirement.

So remember, budgeting is all about spending your money in line with your priorities. Think about how you want to spend your time and money, and we can help you make it happen. By reassessing your budget in this way, you can take control of your financial future.

Should I contribute more to super or reduce my mortgage? (pdf)

Our StatePlus financial planners can also advise on other helpful tips for mapping out your financial future. Call your friendly team member today on 1800 620 305.