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Getting the right advice for savings balances of all sizes

Regardless of your bank balance right now, the right advice can improve your financial security and confidence. This is especially true when you’re planning for retirement.

An expert retirement planner can help you make better decisions about the things that matter to you. These are just a few of the things an expert can help you with:

  • Working out the best time to retire
  • Maximising the benefits from your super scheme
  • Deciding how much money you’ll need for retirement
  • Managing any shortfall between necessities and ‘nice-to-haves’
  • Working less in the lead-up to retirement without sacrificing your income
  • Managing your everyday finances

You deserve tailored advice that’s as unique as you are

When you start researching retirement planning, you might get overwhelmed with all the information available. As you start digging deeper, you’ll come across advice on how to maximise your super, budget for a new lifestyle and structure your income to avoid tax penalties.

An expert financial planner can help you find and apply the information that’s relevant to your unique circumstances.

The best planner will take the time to get to know you as an individual before anything else. By understanding your bigger picture, your ambitions and your personal values, your planner can provide advice that’s tailored to you.

At StatePlus we put you in the driving seat. This is advice on your terms. With our Life and Event Advice, you can choose the type of advice you want, how often you need it and how you access it.

We will also cut through any confusing technicalities and clearly explain regulations that apply to your situation. No action will be taken on your behalf, without your express consent.

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StatePlus five ways to get ready for retirement

Getting started

When you’re evaluating whether a financial planner is right for you there are a few key things to look out for:

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Ask your potential planner about their typical clients. The best planner for you should have experience helping people in a similar industry and with similar issues and goals to yours.
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Check if your potential planner is a member of a professional body such as the Financial Planning Association of Australia (FPA) or if they are a CERTIFIED FINANCIAL PLANNER® (CFP). CFP is the highest financial planning designation worldwide. You will know your planner is professional if they have this.
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Ask your potential planner if they work on a commission basis and what services they can offer you. You want to make sure that the advice they give you is 100 percent in your best interests.
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Notice whether your potential planner takes an interest in your personal and unique situation. The advice you receive needs should be tailored your individual goals and requirements.

What to expect in your first appointment with a financial planner

From your first meeting with a StatePlus financial planner you will experience their wealth of knowledge. Every StatePlus planner is a member of the Financial Planning Association (FPA) – Australia’s peak professional body for financial planners and they do not work on a commission basis.

As a priority, your planner will begin with getting to know you. What you like, how you spend your free time, how you want to spend your retirement are all important insights to help your planner understand the advice you need.

To get the most out of your first appointment it can be useful to give your retirement goals a bit of thought in advance and bring along information on your current finances.

The more you can share with your financial planner, the more personalised advice you’ll get.

The value of a financial planner

The decisions you make about your money are incredibly important. So you want to make sure you’re talking to the right person. Our financial planners are trustworthy and experienced. And they have a genuine desire to make a positive impact on your life.

How to make an appointment

Making an appointment is simple and 100% obligation free. If you have any specific questions, you can call us on 1800 620 305. Or why not attend one of our free seminars?

Want to find out more?
Come along to one of our complimentary educational pre-retirement seminars.
Find a planner
You can search via their name or your postcode using our find a planner tool. You'll be able to look at their profile and contact details right away.
Download our free guide
Get ready to spend your time and money the way you want. We can help you plan your ideal retirement with our free Get ready for retirement in 5 easy steps guide.