Investing for retirement
At StatePlus we understand the financial needs of pre-retirees and retirees, which means that we manage money differently. Our experience tells us that retirees have a greater need for certainty and security. As stewards of our clients’ retirement savings we invest in a way that’s highly aligned to these needs.At StatePlus we use two alternatives sectors in portfolios to try to improve the risk-adjusted returns, and each is suited to its specific purpose. The Growth Asset Diversifiers sector tries to improve returns by providing diversification during periods when overall portfolio performance is likely to be weak. By contrast, the Absolute Returns sector tries to add returns steadily over time.
At StatePlus we’re always looking for better ways to invest your money. This is why we’re now investing in unlisted infrastructure. Stability, diversification and consistent valuations are just some of the benefits of this asset class.
We often think about portfolio returns in terms of how well they perform in a rising market. But how well your portfolio can ‘cushion’ falls in down-markets is just as important. Learn about the power of compounding and how it can significantly improve your portfolio returns.
Should you switch your investments to something ‘safer’ like cash when markets are volatile? Richard Dinham, StatePlus' head of research, says you could be missing some great opportunities if you do. Find out why …
Shares are highly variable, so returns can be risky, but they can be a reliable way to generate real returns. Find out more here.
State Super Financial Services invests in shares as part of our diversified investment options – the Capital Stable, Moderate, Balanced ...
Although investing in property isn't without risks, property can be a great long-term investment. StatePlus offers tips to make it easier.
Have you considered investing in managed funds? Then you should contact StatePlus and their trusted financial planners, to help you invest.
Use our easy to use Investment Property Calculator to help you understand all the purchasing, maintenance and holding fees associated with a property investment.
Are you a risk taker or risk avoider? Research shows that less than half of Australian super investors are willing to take on even moderate levels of risk. Find out why this could have a big impact on your savings.
Whether it's your first time investing or you want to find out more, StatePlus has you covered and can help you find the right investment.