Get more from your retirement with good advice
If you’re nearing retirement and haven’t partnered with a financial planner before, now’s the time to start your research.
Advice can have a big impact on your financial future
So how can advice from a financial planner make a difference to your retirement? Research1 shows people who get financial advice (when compared with those who don’t):
- feel more confident about meeting their retirement goals.
- have a better standard of living in retirement.
- make more personal super contributions.
- are less likely to depend on the age pension for their income.
- are significantly more confident in their ability to manage higher levels of investment risk.
Taking time to research can help you feel more confident
It helps to do your homework, when you’re deciding who to trust with your financial affairs. Tips to find a financial planner with the right background, credentials and approach to deliver results for your retirement.
Learn from people you know
You can learn from people you know who’ve already retired. This information can help you avoid mistakes and provide new ideas for planning you own retirement.
Attend a retirement seminar
Seminars can help you learn more about planning for retirement and making sure you’re getting the most out of your super or public sector superannuation scheme.
Find the right planner
Establishing a good relationship with someone is key. There’s no better way to do this than meeting a planner in person. A good planner will be happy to meet you free of charge, to get to know you and discuss your needs.
Check your planners track record and credentials
Take the time to check your planners credentials on the ASIC financial advisers register.
The decisions you make about your money matter, especially in retirement. So it’s important to take your time and make sure you’re comfortable with your planner and confident they can help you prepare for the retirement you want.
Need help managing your money?
Getting expert advice can make a big difference to how prepared you are for retirement - both emotionally and financially. By discussing your lifestyle goals with a StatePlus financial planner you’ll have a much better understanding of the super and income you’ll need to make retirement a positive change in your life.
For more tips and tools, download our free Retirement guide or call us on 1800 620 305.
1 A summary of the findings from the Australian Retirement Vision Survey, Rice Warner, August 2015