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If you don’t contribute for a few years

What’s changed

From 1 July 2018, you can make ‘catchup’ contributions at the concessional tax rate of 15% if you:

  • haven’t made contributions for up to five years
  • have less than $500,000 in super
  • have unused concessional cap amounts.

What it means to you

If you haven’t been paying attention to your super, this will provide an opportunity to top it up at the lowest tax rate.

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